Appendix E Matrix

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Associate Level Material
Appendix E

Insurance Matrix

Type of Insurance Functions Example of Company Coverage Characteristics
Auto The primary function of auto insurance is to make sure every driver on the road is financially responsible for their actions. In some states you may use other means to meet financially responsible guidelines, such as putting up a cash deposit with the Department of Motor Vehicles (DMV) or using a surety bond. With the small amount of cash needed auto insurance is the most common way to meet financial responsibility requirements to drive on the road. A clearer definition of the function of auto insurance can be viewed by looking at the regulations in place in the state you live. This is due to car insurance being regulated not at the federal level but at the state level. The ultimate function of insurance is to make the situation as right as possible. To restore things back to the way they were prior to the accident. If you were injured, you have to be healed. If your car got damaged, it would be repaired. If your car died on the road, towing insurance would be used to bring it to a repair shop. Your car is one of the most expensive things you own and insurance protects that investment. It provides you with a way of dealing with accident expense and trauma, theft and securing a loan on the car. Your car is a bold, heavy, machine which moves at fast speeds. As the owner, you have an obligation for the safety of passengers, other drivers, pedestrians and property. It’s a powerful responsibility. Finally, you are required to show the financial responsibility inherent in owning a car. This is best complied with via car insurance. In fact, in most states, showing proof of insurance is necessary prior to registering a car 21st Century Insurance, Geico, State Farm, All State Insurance, Esurance, Nationwide Insurance, Progressive…...

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Appendix E

...Lajuana Williams - Associate Level Material Appendix E Collaboration Worksheet Write a 100- to 150-word response to each of the following questions: • What are the advantages of having diversity in a collaborative learning environment? Advantages of diversity in a collaborative learning environment are that it creates a greater variety of perspective, broadening the minds of all members of the group. Diversity also brings about tolerance and understanding of differences. This benefits, everyone has in the group is we all are not the same with learn material what I mean to say is when you have diversity in your group; It well defined goals or missions. The expectations will be meet and accomplished by any means. Having diversity promotes creativity. This will help to create a product or make a decision that is more comprehensive. • How might factors such as diversity, attitude, learning, and work styles affect collaboration? Attitude, learning, and work styles have a definitively greater impact on a team environment than diversity. We work in groups in school to complete projects. In professional and educational settings we work with others to increase productivity to accomplish whatever the goal is quickly and efficiently. I believe that teamwork makes the dream work. With different diversity, attitude, learning, and work styles it really makes a difference in collaboration. it is very difficult to establish a positive teamwork environment. ...

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Appendix E

...Associate Level Material Appendix E Collaboration Worksheet Write a 100- to 150-word response to each of the following questions: • What are the advantages of having diversity in a collaborative learning environment? I believe that the advantages of having diversity in a collaborative learning environment are endless. I think that it is really enlightening to have someone with completely different social and cultural identities- we all need to be “taken out of our box” at times. It is too easy to generalize opinions of others and other things, and not acknowledge others thoughts and opinions. Throughout everyone’s differences, we are all surprised to learn that we really aren’t all that different. I also like that in an online setting; we aren’t able to judge people prematurely, which gives us a more open experience. As much as we all hate to admit it- we do judge people. I have learned to take all aspects of someone into consideration, and I enjoy learning and understanding people in their own different ways. I was once challenged with an assignment on reflection- the idea was to look at everything and everyone as grey- kind of like watching television on an old black-and-white set. I remember initially thinking, “This will be so easy!’’ and how silly it seemed. Once I started, I realized that we subconsciously narrow things down in our minds before they are even considered. When everything appears the same, it is treated with a different attitude and...

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Appendix E

...Associate Level Material Appendix E Detecting Media Bias A. Choose a recent news story from www.cnn.com. B. Paste the URL (link) in the yellow box so that your responses can be accurately assessed. If the URL contains a broken link or is missing, a zero will be awarded for the assignment. Example: http://www.cnn.com/2012/08/01/opinion/navarrette-deportation-sacramento/index.html?hpt=hp_c1 | | |http://www.cnn.com/2013/02/14/health/time-bacteria-children/index.html?hpt=he_c2 | C. Complete the six questions below by providing 75-100 word responses that clarify the importance of making critical evaluations of news stories. Type your responses in the boxes below by using course concepts and/or providing examples from the article. |Was the reporting of the news story clear and accurate, with sufficient depth and breadth? Explain in 75-100 words why you | |answered yes or no. | | | |TIP: Page 41 provides a definition of data. Craft your response based on this definition. Were there any areas of ambiguity?| | ...

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Appendix E

...University of Phoenix Material Appendix E Suicide Respond to the following based on the information in the “Suicide Rates by Age Group” article: 1. What has been the trend in suicide rates over the past few years? According to McKeown, Cuffe, and Schulz, 2006, suicide rates have started to decline in in the past few years in comparison to previous years. 2. What part of the U.S. has the highest suicide rate? The part of the U.S. with the highest suicide rate is the western part. 3. List three risk factors for suicide. Three suicide risk factors are prior suicide attempts, diagnosis of major depression, and having access to firearms with in the home. 4. Many researchers worry that suicide rates for adolescents and older adults continue to increase. What does the research data show about these age groups? That middle aged adults are less of a risk, while adolescents and older adults seem to be more susceptible to suicide. The suicide rates for adolescents and older adults have also started to decline within past few years. 5. In the U.S., what demographic has the highest rate of suicide? In the U.S. the highest rate of suicide is in the western part of the United States to where the white older men would be committing suicide. Also the demographic area in the U.S. has an increased portion of 85 and older for age. 6. List four possible reasons for the observed decrease in suicide rates. ...

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Appendix E

...Axia College Material Appendix E Radicals Application Practice Answer the following questions. Use Equation Editor to write mathematical expressions and equations. First, save this file to your hard drive by selecting Save As from the File menu. Click the white space below each question to maintain proper formatting. Hint: Pay attention to the units of measure. You may have to convert from feet to miles several times in this assignment. You can use 1 mile = 5,280 feet for your conversions. 1. Many people know that the weight of an object varies on different planets, but did you know that the weight of an object on Earth also varies according to the elevation of the object? In particular, the weight of an object follows this equation: , where C is a constant, and r is the distance that the object is from the center of Earth. a. Solve the equation for r. In order to solve for w=cr^-2 you first have to multiply by r^-2. The equation then changes and now looks like this wr^-2=c. We then have to divide by W on both so we now have r^-2=c/w. We now have to get take away the square root , so now the square root of c/w=r b. Suppose that an object is 100 pounds when it is at sea level. Find the value of C that makes the equation true. (Sea level is 3,963 miles from the center of the Earth.) For this equation it would look like this; w=C(R^2) w= 100 pounds, and R^2=3963^2 while C=__. Now we just simply plug these numbers into the equation 100=C(3963^2).......

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Appendix E Insurance Matrix

...Associate Level Material FP/101 APPENDIX E- INSURANCE MATRIX AUTO Functions: To protect you from the possible financial fall out of a major accident that you cause. Example: State Farm Coverage Characteristics: Liability I the most basic auto insurances. In case of an accident caused by the actions of the policy holder, or by another driver operating the policyholder's vehicle, the liability coverage part of the policy will pay for property damages and personal injuries to the extent of the policy's limits. HOME Functions: Provide protection of your house or other real estate Example: Liberty Mutual Coverage Characteristics: This assists in paying for the both property losses and from unexpected damage of malicious action. If home liability losses, including damage to buildings cost I damaged, vandalized, or robbed, etc. HEALTH Functions: To pay those coverage expenses as outlined in the policy, incurred as a result of an accident or illness. Example: Blue Cross Blue Shield Coverage Characteristics: They give you a chance to allow your job to take out monthly to cover your health. Health insurance allows you to cover you in your family when it comes to whatever what you include on your plan. LIFE Functions: To provide protection in the event of an automobile accident or other incident involving a motor vehicle. Example: Global Life Coverage Characteristics: Life insurance provides payment in the event of death, enabling surviving family members to......

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Appendix E

...Associate Level Material Appendix E Physical Security Policy Student Name: Hunter D. Berninger UNIVERSITY OF PHOENIX IT/244 INTRO TO IT SECURITY Instructor’s Name: Nadean Aragon Date: December 16th, 2011 1. Physical Security Policy Due in Week Five: Outline the Physical Security Policy. Merkow and Breithaupt (2006) state, “an often overlooked connection between physical systems (computer hardware) and logical systems (the software that runs on it) is that, in order to protect logical systems, the hardware running them must be physically secure” (p.165). Describe the policies for securing the facilities and the policies of securing the information systems. Outline the controls needed for each category as relates to your selected scenario. These controls may include the following: • Physical controls (such as perimeter security controls, badges, keys and combination locks, cameras, barricades, fencing, security dogs, lighting, and separating the workplace into functional areas) • Technical controls (such as smart cards, audit trails or access logs, intrusion detection, alarm systems, and biometrics) • Environmental or life-safety controls (such as power, fire detection and suppression, heating, ventilation, and air conditioning) 1.1. Security of the building facilities 1.1.1. Physical entry controls I would say keys for the entry ways, and since there are four different buildings and this is a a video and music store then there really wouldn’t be a need......

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Appendix E

...Appendix E Collaboration Worksheet Write a 100- to 150-word response to each of the following questions: • What are the advantages of having diversity in a collaborative learning environment? There are many advantages of diversity within a collaborative learning environment. Having many different people working together provides for many perspectives. You learn to work with people who have different views and values than yourself. In a collaborative environment you have the opportunity to discuss in detail how and why others view things the way they do. In a group people are able to speak about questions they have so they may better understand an issue or topic. Understanding where others stand on a subject gives you the opportunity to learn something new or even expand your own point of view. • How might factors such as diversity, attitude, learning, and work styles affect collaboration? In a collaborative environment factors like diversity, attitude, learning, and work style can affect the outcome of a project. People learn in many different ways and in a group you have to work together. If someone has a negative attitude it could cause problems for the group. With so many different backgrounds and race language could be a main factor for some people. For some people English is not their first language so it may be difficult for them to communicate their thoughts. If someone has trouble explaining their ideas can make a......

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Appendix E

...University of Phoenix Material Appendix E Part I Define the following terms: |Term |Definition | |Racial formation |The process where individuals are divided and categorized by mutable rules into different racial | | |categories. | |Segregation |The physical and social separation of categories of people. | |De jure segregation |The physical and social separation of categories of people by law | |Pluralism |A state in which people of all racial and ethnic categories have about the same overall social | | |standing | |Assimilation |Is the process by which minorities gradually adopt cultural patterns from the dominant majority | | |population. | Part II Answer the following questions in 150 to 350 words each: • Throughout most of U.S. history in most locations, what race has been the majority? What is the common ancestral background of......

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Appendix E Insurance Matrix

...Associate Level Material Appendix E Insurance Matrix |Type of Insurance |Functions |Example of Company |Coverage Characteristics | |Auto |To provide financial protection against physical |Nationwide, GEICO, State Farm, Progressive, Allstate, |Liability coverage pays for the legal responsibility | | |damage or bodily injury resulting from traffic |Amica. |to others for bodily injury or property damage. | | |collisions. | |Policies: (PAP) Individual coverage and family | | | | |automobile. (FAP) for several people in a family who | | | | |are driving the same car. | |Home |To cover the cost of re-building or fixing a home |Farmers, Allstate, Liberty Mutual. |Liability; responsibility for another person’s losses.| | |damage or destroy by fire, theft or......

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Appendix E

...Associate Level Material Appendix E Collaboration Worksheet Write a 100- to 150-word response to each of the following questions: * What are the advantages of having diversity in a collaborative learning environment? * * I think the benefits from being in a small-group learning group in a collaborative environment include celebration of diversity. Students learn to work with all types of people. During small-group interactions, they find many opportunities to reflect upon and reply to the diverse responses fellow learners bring to the questions raised. Small groups also allow students to add their perspectives to an issue based on their differences. On the same note, a possible problem with cooperative learning and being biases can mess up a group effort. Group learning may reinforce stereotypes, biases which can stop one from being a critical thinker. Diversity in a learning environment can also help the group because everyone have different opinions and by putting your views it can help someone who is being close-minded see your point. As long as you got evidence to back you up. How might factors such as diversity, attitude, learning, and work styles affect collaboration? Diversity can affect collaboration, in so many ways, if the people involved are unwilling to put aside any differences that they may have and come up with a positive solution. If people have a bad attitude and can not settle their differences it can get in the way of......

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Appendix E

...University of Phoenix Material Appendix E Part I Define the following terms: |Term |Definition | |Racial formation |Racial Formation is the process by which individuals are divided into racial categories. | |Segregation |Segregation is the physical and social separation of some category of population. | |De jure segregation |De jure segregation is segregation that is required by law. | |Pluralism |Pluralism is a state in which racial and ethnic, though distinct, have equal social standing. | |Assimilation |Assimilation is the process by which minorities gradually adopt cultural patterns of the dominant | | |majority population. | Part II Answer the following questions in 150 to 350 words each: • Throughout most of U.S. history in most locations, what race has been the majority? What is the common ancestral background of most members of this group? In U.S. history the majority of most races have been non-Hispanic European descent. Of this majority, the largest percentage claims ancestry traced back to Germany. The second and third largest groups reportedly are from Ireland and......

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Appendix E

...University of Phoenix Material Appendix E Part I Define the following terms: |Term |Definition | |Racial formation |Racial Formation Theory is an analytical tool, developed by Michael Omi and Howard Winant, which is| | |used to look at race as a socially | |Segregation |The physical and social separation of categories of people | |De jure segregation | | | |segregation that is imposed by law | |Pluralism |A state in which people of all racial and ethnic categories have about the same overall social | | |standing | |Assimilation |The process by which minorities gradually adopt cultural patterns from the dominant majority | | |population | Part II Answer the following questions in 150 to 350 words......

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Appendix E Insurance Matrix

...Associate Level Material Appendix E Insurance Matrix |Type of Insurance |Functions |Example of Company |Coverage Characteristics | |Auto |Automobile insurance protects the driver and their |State Farm Insurance Company | Pays the majority of expenses caused by bodily injury| | |vehicle from financial repercussions when involved | |liability, property damage liability, collision, | | |with an accident. | |bodily injury, personal injury, medical bills, work | | | | |loss, rental car reimbursement. | |Home |Provides you with protection against the financial |Allstate Insurance Company |Covers expenses caused by destruction or damage of | | |loss that comes with the damage or destruction of your| |property caused by fire, explosion, glass breakage, | | |home and personal belongings, it......

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Appendix E

...Associate Level Material Appendix E Insurance Matrix |Type of Insurance |Functions |Example of Company |Coverage Characteristics | |Auto |The function of auto insurance is for coverage for |Auto Owners is an example of an automobile insurance | Automobile Insurance will cover bodily injury, and | | |property and liability risks, if there is an accident |company. This is an excellent company in Lansing, |property damage coverage. Coverage also protects you | | |with your vehicle. (Personal Automobile Policy) this |Michigan. |from legal liability, medical costs incurred to you or| | |is for individual coverage, (Family Automobile | |other people in your car that are injured, it may also| | |Policy) This is for several people in the family | |include collision coverage under part D of the PAP, | | |driving the same car. These are standard insurance | |and this coverage is optional. | | |contracts to make coverage comparable...

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