Clinical Versus Actuarial Judgment

In: Philosophy and Psychology

Submitted By msliz
Words 801
Pages 4
Clinical judgment is when one believes on whatever relevant data or what we believe is the best choice, while actuarial judgment solely uses practical proven statistical associations between data and outcome; in other words, one selects what statistics or numbers recommend (Dawes, Faust, & Meehl, 1989). I believe that both ways are not better than each other because for the most part, people tend to use their best judgments based on the situation at hand and an actuarial judgment may not offer the best choice.

One of my clinical judgments was choosing a pest control company to fumigate my home bi-weekly. They showed up at my front door explaining the process and how they can eliminate all types of insects and other pests from my home. I was motivated to give them a try as I had recently moved into the house and did not have anyone doing this service during that time. They also offered to fumigate immediately and bill me monthly (did not have to pay that day). I thought this was a pretty good deal.

After a week or so after the fumigation, I noticed I was getting spider webs by my front door. I called the service so they could come back out and take care of the situation. They came over and explained that it will take a few tries to kill these spiders. I was a bit upset as I did not have them prior to the fumigation. They explained that the venom drew them out and at least I can see them now. At that point I just asked them to fumigate around the area again and called the office to cancel the service.

I probably would have made a better judgment if I had used the actuarial method by researching the company and finding out how their service compared to similar companies and/or perhaps asking my neighbors. I was new to the area and I had never owned a house before, so I felt I was taken advantage of by a company that is aware of who…...

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