Mba- Currency

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Submitted By lydiamond
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货币的主要功能

摘要

在货币理论领域,众多货币理论的差别源于各派在货币基本问题上持有不用看法。在今天,大量的金融创新、发达的网络支付系统,使货币理论必须跟随经济的这种变化,在新的经济条件下有更好的解释力。但在实际的货币理论发展中,对货币基础理论的重塑不足,是经济学货币理论中值得关注的事情。 本文对货币基本问题之一—货币的五大功能:价值尺度,流通手段,贮藏手段,支付手段,世界货币进行了详细论述。 第一部分是货币的起源与发展:货币之所以存在,是因为经济制度中需要充当货币功能的物质载体,这种载体的形态可能会随技术和制度的变化而改变,但其执行货币功能的任务不变,货币需求不会消失。 第二部分是对货币本质的一些认识,其中包括四种主要错误认识:货币是财富,货币作为交易中介,货币是资产的一种,货币是一种信用;而马克思给出了货币的本质,即货币的本质是一种生产关系,在本文中,我们又对马克思货币本质的基础上进行了扩展。 最后部分是货币功能及其历史变异:价值尺度从名符其实逐渐演变成名不符实;以流通手段为主逐渐转化成以支付手段为主;货币贮藏逐渐成为一种主要功能,并呈多样化和虚拟化的发展趋势;货币必将向世界一体化演进最终成为世界货币。

关键词:价值尺度 流通手段 贮藏手段 支付手段 世界货币 信用
ABSTRACT

In the field of currency theory, the main differences between various currency theories result from the different opinions on the basic questions of currency. Nowadays, with the appearance of numerous financial innovation and the advanced paying systems on the internet, the currency theories must obtain better ability of explanation under this new economic condition. However, in the development of the practical currency theories, what is worth to be noticed in the currency theories is the deficiency of the rebuilding of currency theories. This paper mainly discusses one of the basic questions in the currency theories, namely the five functions of currency: value measure, circulation medium, storage medium and payment medium. Part One covers the origin and development of currency. The reason why currency came into existence is that there is a need for a material carrier of the functions of currency in the economic system. The form of the carrier can change with the variations of technologies and systems. However, whenever there is the task for carrying the functions of currency, the need for currency will exist. Part Two discusses some acknowledgements towards the nature of currency, including four major kinds of wrong understandings of currency as treasure,…...

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