Premium Essay

Mobile Value Added Services and Business

In: Computers and Technology

Submitted By abhishek69
Words 12431
Pages 50
Mobile Value Added Services:
A Business Growth Opportunity for Women Entrepreneurs


The Cherie Blair Foundation for Women is extremely grateful to the following people and organisations for generously contributing their time and expertise to assist in the research and preparation of this report: Adia Sowho, Etisalat Nigeria Akinwale Goodluck, MTN Alan David Johnson, IFC Jerome Fromager, Mobinil John Irungu Ngahu, IFC Joshua Haynes, USAID

Andriantsoa Ramanantsialonina, IFC Arata Onoguchi, IFC Chris Burns, USAID Claire Mattei, Qtel

Ann Mei Chang, US Department of State Bhanu Potta, Nokia Life

Kaj-Eric Relander, Emirates Investment Authority Karthik Balasubramanian, Nokia Life Kyle Lederer, Qualcomm Laura Balkovich, Google Ken Banks, and FrontlineSMS

Colin Shepherd, IFC

Louise Guido, Foundation for Social Change Maria Thomas, Axios Ventures Mary McDowell, Nokia Maura O’Neill, USAID Modupe Ladipo, Efina

Cynthia Gordon, Qtel Dieter May, Nokia

Daniel Radcliffe, The Bill & Melinda Gates Foundation Dr Nasser Marafih, Qtel Erin Gavin, Qualcomm Fiona Smith, GSMA mAgri Programme Gautam Ivatury, Signal Point Partners Gavin Krugel, Fundamo

Ngozi Okonjo-Iweala, Minister of Finance, Federal Republic of Nigeria Noa Gimelli, ExxonMobil Foundation Olga Morawczynski, Grameen AppLab Uganda Sean DeWitt, Grameen Foundation Seppo Aaltonen, Nokia Susie Kelt, Vodafone Qatar

Professor Mark Levy, Michigan State University

Ghassan Hasbani, Saudi Telecom Company Iman Bibars, Ashoka

HE Sheikh Abdullah Bin Mohammed Bin Saud Al Thani, Qtel Jacob Korenblum, SoukTel

Theophilus Adewale Onadeko, IFC Yves Gauthier, Mobinil

Jaques Voogt, Vodacom Tanzania Jawahar Kanjilal, Nokia Life

Trina DasGupta, GSMA mWomen Programme

Table of Contents
Forewords List of Figures Abbreviations…...

Similar Documents

Premium Essay

Value Added Tax

...and various fees and charges) make up the balance. Similarily, the “UK tax revenues come from a variety of sources. The main sources of tax revenue include: 1. Income Tax, 2. National Insurance, 3. VAT, 4. Corporation tax, 5. Council Tax (local government), 6. Business rates, 7. Excise duties (alcohol, cigarettes), 8. Other taxes include (stamp duty, carbon tax, airport tax, inheritance tax, capital gains) (Williams, R, 2009).” “The systems are most obviously similar in that they rely on income and payroll (social social security) taxes for the bulk of their revenue. But many features of the British system differ significantly from that of the US. For example, the personal income tax is based on individual rather than family income, and only about 10 per cent of taxpayers have been required to file returns in recent years. Capital gains are indexed for inflation, while deductions for mortgage interest and other items are much more limited than in the US. In general, relative to its American counterpart, the British income tax emphasizes simplicity, downplays the role of social policy and limits attempts to obtain finely tuned measures of income (Gale, W., 1997). “About 150 countries have a [Value Added Tax] VAT. It comes in different shapes and sizes, ranging from 5 percent in Japan to 25 percent in Sweden. It's easy to see why it's popular: As a broad-based tax that's easy to collect and hard to see, a VAT can rake in a lot of money. Unlike state sales......

Words: 513 - Pages: 3

Premium Essay

The Concept of Ecocnomic Value Added (Eva).

... The concept of Economic Value Added Name: Institution: Tutor: Course: Date: The concept of Economic Value Added (E.V.A.). Economic Value Added (E.V.A.) can be defined as the measure of the financial performance of a company in relation to the remaining wealth calculated by taking away the cost of capital from the economic profit also known as the operating profit. EVA seeks to show a company’s excess profit over the amount of earnings that the company needs to maintain its capital and whether there is any wealth created. The economic profit is usually adjusted for taxes on the basis of cash. EVA can be deduced as follows: EVA= Net Operating Profit after Taxes (NOPAT) – [Capital * Cost of Capital] The cost of capital refers to the yearly return needed by the shareholders as well as the lenders of the business entity in exchange for providing capital. Each of the returns of the contributors is calculated differently. Lenders’ returns are shown in the loan agreement whereas that of the shareholders is shown in the company’s dividend policy. Both returns to the lenders and that of the shareholders are used in the computation of weighted average cost of capital. This is in turn used to derive the amount supposed to be deducted from the NOPAT when calculating EVA. NOPAT plays a vital role in calculating economic profit because this equation makes an attempt to look at the actual finances that are available to the company from its operations as opposed to the accounting profit......

Words: 691 - Pages: 3

Free Essay

Mobile Food Court Service

...An Assignment on Service Marketing Prospect: Mobile Food Court Service Submittted to, Dr. Serajul Hoque Professor Department of marketing Faculty of Business studies, University of Dhaka Submitted by, Khoundaker Mazhaul Islam Roll – 155, Section – A Batch – 14th Department of marketing Faculty of Business studies, University of Dhaka Date of submission: 23/07/2012 INTRODUCTION: Mobile Food Courts have long been based on the simple concept of bringing quality food to people in areas where there are not many other food choices. Now it is also about bringing cost-friendly options to places where there are other food choices. Faster service and lower prices allow it to compete with brick-and-mortar eateries. Mobile food trucks serve food to customers in parks, stadiums, festivals and other public venues. Starting a mobile food truck business is similar to running other types of food establishments. A passion for food, the skills to provide quality customer service and the ability to adhere to local health regulations can help for running a successful business. The types of food sold in mobile food trucks include sandwiches, burgers, fuchkaa, hot dogs, salads and side items, such as french fries and onion rings. To succeed, ones need to serve good, in some areas perhaps even unique, food and maintain the highest levels of cleanliness Picture: Mobile food court History of mobile food Court After the American Civil War, there was a mass......

Words: 1591 - Pages: 7

Premium Essay

The Effect of Value Added Tax on Economic Growth in Nigeria

...CHAPTER ONE Introduction 1.1 Background of the Study Tax is an instrument to regulate economic growth and development across every economy. As a result, governments across the world impose one form of tax or the other. The main purpose of imposing tax has been for the government concerned to use the proceeds of the taxation to run the government and to provide essential services. Before a country considers efficient and effective way of administering tax system; it must possess a clear picture of the scope of its tax system as well as considering the tax rate and tax base over time. The quantity and quality of revenue required by tax administrators are to a large extent determined by the type of tax system which is introduced. A nation’s tax goals are not achieved by designing a tax system which is fair, any fair system which is not administered as planned becomes inequitable. Thus, a good tax system is capable of financing the necessary level of public spending in the most efficient and equitable way possible. It should also (1) raise enough revenue to finance essential expenditures without recourses to excessive public sector borrowing, (2) raise the revenue in ways that are equitable; that minimized its disincentive effects on economic activities, (3) do so in ways that do not deviate substantially from international norms. (Tanzi and Zee,2000). It is being noted that the aims and objectives of taxation differ from one country to the other. However, an essential......

Words: 11591 - Pages: 47

Premium Essay

Economic Value Added

...Introduction It is important for every business to measure and evaluate how well it performs in relation to its objectives and goals. The primary goal of every business is to generate value for the business. The desire to achieve these goals directs scare resources to products that are deemed profitable; however, value is generated not only from profitable products but rather through the effective use and management of resources. Value can be viewed as maximizing wealth of shareholders, and or improving the quality of life. The desire for businesses to generate value has resulted in using and developing different performance measurement, sometimes centered on the wrong financial measurement, and strategy. Businesses today only look cash strategies, and sometimes operational goals, and ignore the main reason for existence, which results in rewarding employees and even management for the wrong achievement instead of procedures and strategies that actually added value to the business. If the main goal is to generate value then, it follows that measuring performance must be geared toward this, and not solely on profitability. This paper will discuss the importance Economic Value Added (EVA) in measuring performance of a business. It will also look at how it is calculated and possible disadvantages Definition and History It is normally to see many businesses use the profit base measurement as their primary measure of evaluating the performance of its organization, however,......

Words: 1749 - Pages: 7

Free Essay

Mobile Technology to Improve Business

...Implications of Adding Mobile Technology and Web Site Improvements for Kate’s Paperie LLC. Technology to Enhance and Increase Profits from Invitation Customization Audience: Chief Financial Officer & Director of IT Valentina Kniess Managerial Application of Information Technology; MIS-535-1274 DeVry University, Keller Graduate School of Management October, 2014 Table of Contents 1. Abstract………………………………………………………………….3 2. Brief company background……………………………………………...4 3. Discussion of business problems………………………………………...4 4. High level solution……………………………………………………….6 5. Benefits of solving the problem………………………………………….7 6. Business/technical approach……………………………………………..10 7. Business process changes………………………………………………..11 8. Technology or business practices used to augment the solution…………14 9. Conclusions and overall recommendations………………………………15 10. High-level implementation plan………………………………………….15 11. Summary of project………………………………………………………16 References………………………………………………………………..18 Appendix A………………………………………………………………21 Appendix B………………………………………………………………22 Appendix C………………………………………………………………24 1. Abstract The customized stationery industry has been greatly affected by the e-commerce movement. New market entrants have gained an advantage by using virtual models and competitors have gained a lead due to their online presence. The wedding market is experiencing consistent growth with couples spending record highs...

Words: 5319 - Pages: 22

Premium Essay

Stark Mobile Garage Service

...part one: business introduction 1. General description of the venture “Stark Mobile Garage Services Limited” will provide mechanic and vehicle repairs services when called upon in case of emergency. Several small mechanic teams will wait on various exit points of Dhaka city and within the city to respond to emergency calls. The call operators will receive emergency call for services required and will inform the nearest mobile mechanic teams who will attend the location where the vehicle broke down. The teams will move around in company vehicles carrying the tools needed to repair vehicles and will also carry some common spare parts. The company will have qualified mobile mechanics who will come equipped with all the necessary tools to perform expert vehicle repairs wherever you may be – whether that's at home, at work or at the side of a road. 2. Industry Background The number of people in our country with their own private vehicle is increasing day by day. Also corporate offices, factories and other form of ventures have their own transportation. So the need for repairs and maintenance of these vehicles is also rising. This creates an opportunity to set up a venture of this nature. Currently people with vehicle who need this kind of service either have to drive their vehicle to the garage or calls a known mechanic. Few garage service providers who take emergency call are not that mobile and do not have the resources and expertise to carry out a venture...

Words: 5868 - Pages: 24

Premium Essay

Mobile Money Services in Kenya

...IMPACT OF MOBILE MONEY SERVICES ON THE PERFORMANCE OF SMALL AND MEDIUM ENTERPRISES IN AN URBAN TOWN IN KENYA BY KENNETH M. NYAGA A DISSERTATION SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR THE AWARD OF MASTER OF BUSINESS ADMINISTRATION (CORPORATE MANAGEMENT) IN THE SCHOOL OF BUSINESS AND PUBLIC MANAGEMENT AT KCA UNIVERSITY NOVEMBER, 2013 DECLARATION I declare that this dissertation is my original work and has not been previously published or submitted anywhere for award of a degree. I also declare that this contains no material written or published by other people except where due reference is made and author duly acknowledged. Student Name: ______________________ Sign: __________________________ Registration Number: ________________ Date: ___________________ I do hereby confirm that I have examined the master’s dissertation of: Kenneth Miriti Nyaga And have certified that all revisions that the dissertation panel and examiners recommended have been adequately addressed. Signed _______________________________ Date ___________________ Dr. Okonga-Wabuyabo, Brigitte M. Dissertation Supervisor ii ABSTRACT Since the launch of mobile money services in Kenya in 2007, the number of subscriptions has grown to approximately 48% of entire the Kenyan population. This overwhelming uptake has been attributed to the affordability and accessibility of the service, especially among low income earners. The main challenges of mobile money......

Words: 20382 - Pages: 82

Free Essay

Value-Added Tax

...17 January 1984 PANEL ON VALUE-ADDED TAX AND THRESHOLD Report of the Panel adopted by the Committee on Government Procurement on 16 May 1984 (GPR/21 - 31S/247) I. INTRODUCTION 1. At the request of the United States delegation the Committee on Government Procurement established the Panel under Article VII:7 of the Agreement on Government Procurement, on 23 February 1983, with the following terms of reference: "To examine, in the light of the relevant provisions of this Agreement the matter referred to the Committee by the United States in GPR/Spec/18; to consult regularly with the parties to the dispute and give full opportunity for them to develop a mutually satisfactory solution; and to make a statement concerning the facts of the matter as they relate to application of the Agreement and make such findings as will assist the Committee in making recommendations or giving rulings on the matter." (GPR/M/7, paragraph 67). The composition of the Panel was as follows: Chairman: Members: Mr. K. Berger Mr. E. Contestabile Mr. S. Sivam 2. The Panel met on 27 April, 1 June, 13 July, 15 September, 5 and 31 October, 24, 29 and 30 November and 6 December 1983. 3. In the course of its work the Panel consulted with the delegations of the European Economic Community and the United States. Arguments and relevant information submitted by the parties, replies to questions put by the Panel as well as all relevant Committee documentation formed the basis......

Words: 5260 - Pages: 22

Premium Essay

Value Added Tax

...[pic] (Value Added Tax) Submitted To – Supervisor Mrs. Ummea Hazera Khatun Assistant Professor Department of Accounting Lalmatia Mahila College Submitted By – Nilima Akther BBA (Honor’s) 2nd year Roll No. - 9808944 Registration No. – 1860636 Session – 2010-2011 Department of Accounting Lalmatia Mahila College Date of Submission – 21 May 2014 Acknowledgement At first I would like to express my gratitude to the almighty Allah. It is the part of BBA program to submit a term paper. And as a student of BBA program of Lalmatia Mahila College, I have to submit a term paper report. My term paper topic is “Value Added Tax”. I have completed this term paper with the supervision of the Department of Accounting of Lalmatia Mahila College. Her cordial assistance and advice have influenced me much to complete this task. I would like to express my sincere gratitude to all my teachers of the Department of Accounting of Lalmatia Mahila College, who have conveyed all the knowledge and necessary information to make enable to complete my Term paper successfully and provide me the opportunity to prove myself in the vigorously competitive modern area. I would like to deliver my special thanks to all my classmates and my entire well-wishers for their inspiration without which I would not be able to complete this term paper report. Declaration I do hereby declare that this report titled “Value Added Tax”......

Words: 24456 - Pages: 98

Free Essay

Mobile Service Provider

... TERM PAPER COURSE NAME: CSE COURSE CODE: CSE101 TOPIC: Mobile service database provider DOS: 20-11-2010 Submitted To: Submitted By: ACKNOWLEDGEMENT I am grateful to Almighty for giving me the strength to successfully conduct my term paper and for sustaining my efforts which many a times did oscillate. I am deeply indebted to mam, our CSE faculty without whose constructive guidance this term paper would not have been a success. Her valuable advice and suggestions for the corrections, modifications and improvement did enhance the perfection in performing my job well. I am obliged LOVELY PROFESSIONAL UNIVERSITY for providing the best of facilities and environment to bring out our innovation and spirit of inquiry through this venture. I am grateful to My Parents whose blessings and wishes have gone a long way in the completion of this arduous task. Last but not the least I thank all My Friends and Batch Mates, without their prompt support my efforts would have been in vain. CONTENTS 1. Introduction of C 2. Mobile services present scenario 3. Model of mobile computing 4. Benefits of the Mobile Web For Mobile Service Provider: 5. Routing and Query Processing 6.Description of mobile service provider 7. Disconnectivity and consistency 8. Coding 9. Snapshot 10. Future Scope 11. Refernces ...

Words: 4262 - Pages: 18

Premium Essay

Eva Economic Value Added

...Jason Coojacinto, Sid Guanio, Kelvin Ong IEFINMT ER1 1. What is EVA? What are the advantages and disadvantages of using EVA as a measure company performance? Economic Value Added (EVA) is basically an estimate of a company’s economic profit. It is known to focus on managerial effectiveness in a year which represents the residual income that is in excess after taking out the cost of all capital not considering the charge for equity capital. An advantage of using EVA to appraise performance is that it takes into account all costs inclusive of the cost of equity capital. The disadvantage faced when using this is the workability of the calculations this require. It is difficult to find the correct cost of equity, EVA is known to be irrelevant for some companies, and lastly is that the EVA value of a big company, which is less efficient than a small company, would still turn out to be greater than that of the small company. 2. Please examine the historical performance of Coca-Cola and PepsiCo in terms of EVA. What trends do you observe? What are the factors behind those trends? What do you think are the key drivers of EVA? Comparing the historical performance of Coca-Cola and PepsiCo with EVA, it seems that the EVA of Coca-Cola is more stable compared to PepsiCo. However, PepsiCo rises faster than Coca-Cola because it’s EVA surpassed Coca-Cola in year 2000 even if it’s EVA from 1994-1997 was negative. Factors behind those trends | Coca-Cola | PepsiCo. ...

Words: 454 - Pages: 2

Free Essay

Questionnaire on Mobile Service Providers

...d) >20000 5) Which type of mobile connection do you use? a) Prepaid b) Post paid  6) Which kind of mobile network do you use? a) CDMA  b) 2G  c) 3G 7) Which connections you presently own? a) Aircel  b) Airtel  c) BSNL d) Docomo  e) Idea  f) Reliance  g) Uninor  h) Vodafone i) Tata Indicom 8) Which scheme you using? a) Life time  b) Students pack c) Normal monthly plan   d) All India pay per second plan 9) From how long you are availing the services of your present service provider? a) <1 year  b) 2 years  c) 3 years  d) >4 years 10) Are you using more than one SIM at a time? a) Yes, of different providers  b) Yes, of same provider  c) No 11) Reasons for choosing your service provider.. Strongly Agree Neutral Disagree StronglyAgree Disagree i.Tariff ii.Brand Image iii.Network Coverage iv.Advertisements v.Customer Service   12) How much is your monthly expenses on mobile phone? a)10-50 ......

Words: 596 - Pages: 3

Free Essay

Economic Value Added

...venitului rezidual. În practică, există o adevărată polemică între diferiţi autori cu reputaţie, dar şi între firmele de consultanţă, cu privire la indicatorul cel mai potrivit pentru a măsura valoarea creată (sau distrusă) pentru acţionari de o companie într-o anumită perioadă. Aceşti indicatori pot fi împărţiri în două categorii: * indicatori bazaţi pe date contabile – ca de exemplu: ROI (Return on Investment – Rentabilitatea investiţiei); ROE (Return on Equity – Rentabilitatea capitalului); EPS (Earnings per share – Câştigul pe acţiune); * indicatori bazaţi pe valoarea economică – ca de exemplu: profitul economic; TSR (Total Shareholder Return – Câştigul total al acţionarilor); EVA (Economic Value Added – Valoare economică adăugată); MVA (Market Value Added – Valoare de piaţă adăugată); CFROI (Cash-flow Return on Investment – Fluxuri de numerar per investiţie). Acești indicatori sunt consideraţi a fi unii mai buni decât alţii, dar ideea principală este că ei au fost concepuţi pentru a-i ajuta pe manageri să ia decizii care să crească valoarea unei companii şi să orienteze toţi angajaţii către crearea de valoare. În general indicatorii bazaţi pe valoarea economică sunt preferaţi. Specialiştii firmei de consultanţă McKinsey argumentează că indicatorii bazaţii pe valoarea economică sunt mai buni în primul rand deoarece cu ajutorul lor sunt mai uşor de identificat factorii care influenţează valoarea companiei şi în al doilea rând, se consideră că fluxurile de......

Words: 8933 - Pages: 36

Premium Essay

Value Added Tax

...The Value of Value-Added Tax Wayland Baptist University 3 May 2012 The Value of the Value-Added Tax Introduction Americans seem to fear taxes, but consistently complain about the economic instability of this country. A great deal of Americans does not even understand how to calculate the collection of, or expenditures of the percentage of taxes they pay on an annual basis. Other countries have adopted the value-added tax and are not in a massive hole of debt such as the United States. Is there value to the value-added tax? As history has indicated for hundreds of years, taxes are required for a country to face economic growth and to become prosperous. The income tax plan that is currently in place is not helping the United States economy in the least especially compared to our expenditures. But exactly which tax method would be of greatest value for the United States’ to begin the slow hike uphill to conquer the massive hole of debt. Is the income tax or consumption based tax best for Americans? This research paper may not answer the United States economic problems, but will define the various taxes and how they may benefit American’s current economic instability. Literature Review Mr. James R. White is the Director of Strategic Issues within the United States Government Accountability Office. The following article was in his testimony before the Committee on Ways and Means, House of Representatives, “Value-Added Taxes: Potential Lessons for the......

Words: 2985 - Pages: 12