Week 3 You Decide

In: Business and Management

Submitted By cman84
Words 1677
Pages 7
MasterCard Inc. Stock Evaluation
Carlos Davila
Devry University

Abstract
MasterCard Inc. has enjoyed a healthy introduction and life in the New York Stock Exchange since its initial public offering in 2006. This survey examines the likelihood of future success, as well as the healthy measurements in equity returns, CAPM measurements and stock prices. MasterCard stockholders have continually been encouraged to purchase stocks with great incentives like stock splits, and increasing dividends. By comparison to competition from Visa, American Express and Discover, MasterCard has remained a top contender with annual revenues in the tens of billions of dollars, and is projected to exceed all credit processing firms in 2014.

MasterCard Inc. Stock Evaluation
MasterCard Worldwide (NYSE symbol MA) is an American and multinational financial service provider in New York. The Global Operations Headquarters is located in O'Fallon, Missouri. Across the globe, its principal business is to process payments between the banks of merchants and the card issuing banks or credit unions of the purchasers (buyers) who use the "MasterCard" brand debit and credit cards to make purchases. MasterCard Worldwide has been a publicly traded company since 2006 on the New York Stock Exchange. Prior to its initial public offering, MasterCard Worldwide was a cooperative unit owned over 25,000 financial institutions that issued its branded cards to their members.
MasterCard was originally known as Interbank/Master Charge from 1966 to 1979 before its iconic “double circle” label was created. The firm was created by several California banks as a competitor to the BankAmericard issued by Bank of America. The competition later became the Visa credit card issued by Visa Incorporated. MasterCard, Inc. shares the payment processing market with its largest competitor- Visa, and several other smaller…...

Similar Documents

Mm578 – Week 3 You Decide

...cars in the U.S. are extremely devoted and have clubs and associations such that owning a Pinnacle is a lifestyle decision into which an owner can build a lot of social status. Now, Aero has access to a leading market technology that will allow them to build very fuel efficient automobiles in the compact and subcompact range. The cars can be produced and sold in the $15,000-$20,000 range. GenMax has decided to attempt to penetrate the U.S. and North American markets with these new cars. Your task is to decide what branding strategy to use, how to organize the U.S. unit, and even to decide how to brand and name the cars. They are asking you to develop the strategy, and how to develop the relationship with Aero in the U.S. market – basically run the show! Your Role You are the new Director of Business Development for Aero Motors, a subsidiary of GenMax. The Board of GenMax has tasked you with managing the introduction of the Aero Motors brand to the North American market. You are going to need to review a few possible combinations of branding strategies for the introduction of Aero Motors to the North American market segments – in particular the United States. Keyplayers Keyplayers Text for Audio Recording Raymond Burke, Technical Director With our lack of infrastructure in the U.S. market, we need to focus on an alliance with an existing U.S. company and basically private label the new car. We can't just start trying to sell this car without a......

Words: 882 - Pages: 4

Consumer Behavior You Decide Week 3

...You Decide Assignment: Week 3 Board Member Concerns I understand the concerns of ensuring that the opinions and attitudes of the target market are accurate, and this information is essential to the success of the non-profit organization. I recommend we use interviews and surveys to obtain the attitudes of the students in regards to drinking and driving. A great tool to use for surveys is http://www.surveymonkey.com. Since we know our target market is well connected using social media, we will be able to promote the survey online via social media websites and by posting some flyers around campus encouraging students to take the free survey. Interviews can be conducted on campus with approval from the university. It would be no trouble at all to request permission to attend a few psychology classes and interview a couple of students about their opinions on drinking and driving to be sure that the information collected is correct. During the interviews, cards can be passed out with the survey website information. Social Media Specialist Concerns In order to obtain credibility and establish some reference groups within the college campuses, we should begin by targeting the fraternities and sororities that belong to the universities. These established reference groups will ensure an accurate collection of information from some easily identifiable groups. Students connected with these groups are supposed to be role models for the colleges and the communities that......

Words: 617 - Pages: 3

Week 4 - You Decide

...has incurred during the previous year. Each expense should be analyzed to determine if it is a For AGI or From AGI deduction and treated accordingly. If Mr. Smith did not file the $25,000 expense as a deduction a previous year he should net these expenses against the income of the $25,000. Mr. Smith should make sure the account for all expenses and itemize his deductions from his business and personal expenses to minimize his tax liability. Issue (d): Do I get better tax benefits for paying the lease on office space or for buying the building? What are the differences? Applicable Law and Analysis Rent is any amount you pay for the use of property you do not own. In general, you can deduct rent as an expense only if the rent is for property you use in your trade or business (in this case the office space rent is for Mr. Smith’s business). If you have or will receive equity in or title to the property, the rent is not deductible (Page 8, reference 6). The purchase of the building would be a purchase of real property of which deductions of deprecation can be taken during each year of the useful life (¶6801, reference 1). If the property is defined as nonresidential realty it is depreciated over 39 years. It would only qualify as residential realty if at least 80% of the gross rental income from the building is attributable to rental income from dwelling units (¶6815, reference 1). If property was purchased before January 1, 2014 it would have qualified for......

Words: 3320 - Pages: 14

Week 3 - You Decide

...Week 3 – You Decide Gabe Gonzales Fundamentals of E-Commerce May 25, 2014 Professor Lydia Mackenzie Table of Contents Introduction …………………………………………………………………………………………. Page 3 Necessary Features ………………………………………………………………………………….. Page 3 Advertisement ………………………………………………………………………………………. Page 3 CRM Systems ………………………………………………………………………………………. Page 4 References ………………………………………………………………………………………….. Page 5 Introduction When looking online for books or any form of media, there are a lot of websites that will show up. And in this case, Amazon, Barnes and Noble, eBay, etc…. All of those sites are leaders in world of e-commerce. And because of this, the Book Bunker’s sales have been declining over the past several years. There are a few things that Book Bunker needs to do to address their declining sales. The first is to start a website where they can perform transactions online as well. Having a website for your business will help out and bring in a lot more business to the store. Necessary Features The Book Bunker website should have a few features that would reflect those from your local library website. An online catalog would be useful where customers can view what books the Book Bunker currently has in stock, along with that, they can place orders and have books delivered, request books that they currently do not have. As a form of incentive for using the online store, the customers can receive a small discount towards their current purchase or future......

Words: 586 - Pages: 3

You Decide Week 5

...You Decide Week 5 Assignment MM 577 Keller Graduate School of Management June 3, 2012 1) How do you think the Sales Manager behaved on the call? Did the sales manager and Joe demonstrate that they had prepared for the call? I feel that the Sales Manager acted poorly and inappropriately on the call. Twitching and squirming in his seat and showing obvious frustration during the call is highly unprofessional in my opinion. If I were the Lab Manager and someone trying to sell me something was acting like that I wouldn’t buy from them either. The fact that the Sales Manager was passing notes to Joe during the call is also in poor taste. Neither the Sales Manager nor Joe demonstrated that they had done any preparation at all for the sales call. Had they done so, they would not have been reviewing the things that they should have talked about such as following their Personal Selling Approach, establishing the needs and priorities of the hospital, and the benefits of the GENIE 465; they would have been talking about the sale that they just closed. 2) Did the Sales Manager help Joe during the call or did he hurt Joe's chances? Why or Why not? Did the Sales Manager help him to know how to handle a similar situation better in the future? Did the Sales Manager demonstrate good coaching? Why or why not? Joe and the Sales Manager went into the meeting with the expectation that the Sales Manager was not going to say anything. Perhaps this was so that Joe would not be......

Words: 917 - Pages: 4

You Decide Week 6

...You Decide: Whistleblowing Ethics & Legal Issues in the Professions Duane Portwood Wooden, the largest employer in Littlebury, makes wooden objects from shaving and shaping logs. The factory processes about 1,000 logs a day and is open 24 hours, 7 days a week. The entire factory, rafters to floor, is covered by at least an inch of wood dust. The wood dust is not just sitting on everything, but it is also in the air the employees are breathing; they have complained for years, but the owners have not come up with a method to clean the factory on a regular schedule. The airborne wood dust is a definite work hazard, not only because of the possibility of exploding, but also because of the respiratory problem that could arise later in life for those breathing in the dust. In light of the recent incident witnessed by Karen, I believe that I should report this problem to the federal Occupational Safety and Health Administration (OSHA) and would try to report it anonymously, so that I do not to jeopardize my job. I would call OSHA from a pay phone and start the conversation by saying: “I work at Wooden, and there is at least an inch of wood dust on everything on the factory floor. One of my co-workers saw some quick sparks a few days ago. She reported it to her manager and was told not to worry about it. We are concerned, however, and we would like OSHA to investigate.” I would then inform OSHA that I brought this incident to the attention of the safety coordinator,...

Words: 646 - Pages: 3

You Decide Week 3

...YOU DECIDE LLOYD BARTSHE NETW 208 Scenario Summary Over the past several weeks, you have carefully considered the devices and media that will be used to communicate between the Pittsburgh and Cleveland offices. You must now move your attention to moving data between the two networks. Kim has recently bought a networking book and began reading up on Frame Relay, but was confused by all of the new terminology. Perhaps with your networking knowledge, you can help Kim in this area. First I think Kim has some serious control issues that at some point should be addressed. The writers of this scenario mustn’t realize that at the understanding that a non-tech person is beginning to read a tech book to help make important tech decisions is equal to an NFL team whose looking for a new coach and gets a resume from someone whose accomplishments only include how many Madden championships he’s won. While on the surface it looks similar, but in reality it’s just scary. I would first explain to Kim that Frame Relay is a WAN implementation methodology which uses virtual circuits to insure an end to end data transmission rate at a guaranteed level of service with additional bandwidth made available if it is not being utilized, but that is not guaranteed. So when considering price, you should only consider the guaranteed rate as opposed to the theoretical additional bandwidth as it is not guaranteed and in a major metropolitan area you might not ever see this extra bandwidth. As it...

Words: 774 - Pages: 4

You Decide 3

...You Decide Scenario: Week 3 Detecting and preventing insider threats is its own discipline, with its own dynamics. If you put these countermeasures in place, you can reduce the threat dramatically. First, you can use an IP packet-filtering router. This type of router permits or denies the packet to either enter or leave the network through the interface on the basis of the protocol, IP address, and the port number. The protocol may be TCP, UDP, HTTP, SMTP, or FTP. The IP address under consideration would be both the source and the destination addresses of the nodes. The port numbers would correspond to the well-know port numbers (Vacca, 2009). Packet filtering lets you control data transfer based on the address the data is, the address the data is going to, and the session and application protocols being used to transfer data. The main advantage of packet filtering is leverage. It allows you to provide, in a single place, particular protections for an entire network. Consider the Telnet service. If you disallow Telnet by turning off the Telnet server on all your hosts, you still have to worry about someone in your organization installing a new machine (or reinstalling an old one) with the Telnet server turned on. On the other hand if Telnet is not allowed by your filtering router, such a new machine would be protected right from the start, regardless of whether or not its Telnet server was actually running. Another advantage of a packet filtering router is......

Words: 622 - Pages: 3

Acct 224 Week 3 You Decide

...ACCT224 Week 3 Assignment Please complete the below problems and submit your answers in the Week 3 Drop Box. See "Syllabus/Due Dates for Assignments & Exams" for due date information. 1. Compare and contrast being an employee and an independent contractor. Which one would you rather have as a business owner? Which one would you rather be as a worker? Why? The threshold difference between an employee and an independent contractor is that an employee is hired to provide services on a regular basis in exchange for compensation and is subject to the control of the employer in terms of working hours, location, and provision of tools to perform the job. Conversely, an independent contractor is a worker who contracts to provide specific services to a company according to contractual conditions but is not subject to the same level of control as an employee of that company.  As a business owner I would rather have employees. I would rather have someone working for me with a set schedule and set with the rules I enforce. I believe it would be much easier to run a business with employees over independent contractors. Most independent contractors are used for one specific trade. I would want to have versatile employees with a multitude of knowledge on things needing done. As a worker I would rather be an employee. I would want to be on a job with a set schedule and set pay. As an independent contractor a lot of the times you have to bid on jobs and only get so much......

Words: 515 - Pages: 3

Entr 510 Week 3 You Decide

...ENTR 510 Week 3 You decide Purchase here http://devrycourse.com/ENTR%20510/entr-510-week-3-you-decide Product Description ENTR 510 Week 3 You decide Entrepreneurial Marketing Table of Contents Introduction3 Facts3 Guerilla marketing3 Marketing strategies4 Budget for a 3-month marketing campaign5 References7 ENTR 510 Week 3 You decide Purchase here http://devrycourse.com/ENTR%20510/entr-510-week-3-you-decide Product Description ENTR 510 Week 3 You decide Entrepreneurial Marketing Table of Contents Introduction3 Facts3 Guerilla marketing3 Marketing strategies4 Budget for a 3-month marketing campaign5 References7 ENTR 510 Week 3 You decide Purchase here http://devrycourse.com/ENTR%20510/entr-510-week-3-you-decide Product Description ENTR 510 Week 3 You decide Entrepreneurial Marketing Table of Contents Introduction3 Facts3 Guerilla marketing3 Marketing strategies4 Budget for a 3-month marketing campaign5 References7 ENTR 510 Week 3 You decide Purchase here http://devrycourse.com/ENTR%20510/entr-510-week-3-you-decide Product Description ENTR 510 Week 3 You decide Entrepreneurial Marketing Table of Contents Introduction3 Facts3 Guerilla marketing3 Marketing strategies4 Budget for a 3-month marketing campaign5 References7 ENTR 510 Week 3 You decide Purchase here http://devrycourse.com/ENTR%20510/entr-510-week-3-you-decide Product Description ENTR 510 Week 3 You decide......

Words: 506 - Pages: 3

You Decide M&a Week 3

...| You Decide | Merck’s Acquisition of Medco | | Antonio Cruz | 1/24/2016 | You are the Chairman and CEO of Merck. Make a recommendation to the Board of Directors of Merck & Co. regarding this acquisition based on the recommendations of the three associates and your own analysis. You are the Chairman and Chief Executive Officer of Merck & Company, and you will make the final "yes" or "no" recommendation to the Board of Directors of the company. You are listening to the advice of various department heads regarding this acquisition. Based on your evaluations and additional analysis of the recommendations of your three associates, make your recommendation to the Board of Directors. What will you recommend? Yes? No? Yes with some conditions? What are the reasons for your recommendation? | The Major force driving this acquisition of 6.6 billion dollars between Merck & Company and Medoc Containment Services Incorporated the largest prescription benefits management company and marketer of mail-order medicines in the United States was due to fundamental changes taking place in the pharmaceutical industry such as the growth of managed care in the health care industry which according to the industry experts by the turn of the century 90% of Americans will have drug costs included in some kind of managed health care plan and 60% of all outpatient pharmaceuticals will be purchased by managed care programs (Weston, Mitchell and Mulherin). Other factors......

Words: 1971 - Pages: 8

Week 5 You Decide

...Sales Management MM577 Oct 3, 2011 Abstract Knowing how to properly coach and motivate a sales team is an integral part of being a good manager. The scenario stated in week five which involved Joe the sales rep and his manager exhibited various mistakes regarding training, communication, and motivation. The most important aspect of the scenario was the lack of initiative shown by the manager. If there was training, coaching, and more transformational leadership skills shown by “Mr. Manager” throughout the quarter, there would have been no need for him to accompany and embarrass Joe during the sales call at the end. Sales Representatives have difficult jobs. They must be analytical, problem solvers, extroverted, great conversationalists, counselors, and the list continues. Whether or not these skills can be taught has often been debated but never proven. Although some great sales people may be born with the basic skills necessary to be successful, there is no disputing the need for and effective nature of sales training. Proper training was at the forefront of my mind when reading Joe’s scenario. However, the type of training he received, reinforcement, coaching, and motivation is the full responsibility of his manager. The sales call could have gone better if the manager had done a few things differently. The following sections will answer a few questions related to the managers......

Words: 640 - Pages: 3

Week 5 You Decide

...| | | | | You Decide Opinion XXXXXXXX Business Economics Dear Mr. President, I have discussed the current economic recession with our policy experts over the issues of 8% unemployment and the -2.4 inflation rates. In order to pull out of the recession earlier than the estimated year and get people back to work, get production up and prices stable the below is my recommendation on what I feel is the best way to get the country back on its feet. First, I recommend that we expand the fiscal policy by working with Congress to decrease government spending and lower taxes to get buying and production going, this would also help to stabilize prices but would put money into of the pockets of those that need it. This would give citizens the ability to save as well as show the government is serious about cutting spending and allow growth while controlling spending. Second, I recommend the FED should increase its money supply of money by buying bonds and lowering interest rates slightly and look to raise the reserve requirement. This Monetary Policy would allow banks to stabilize their reserves and have more money to invest and loan to customers. This would help in creating more jobs as well as cut the -2.4 inflation rate we see today buy infusing money into the current markets. I have taken the middle road as my colleagues have differing opinions. In this time of inflation and joblessness by lowering taxes and cutting spending while having a......

Words: 277 - Pages: 2

You Decide Week 3

...clients John and Jane Smith Thank you for stopping by my office on Monday to discuss the relevant inquiries you and your wife Jane have while planning your 2011 tax return. I am only responding to the issues we discussed. I am confident that I can provide the best guidance to minimize your tax liability for I have been in practice for 5 yrs. As you know, there will be a billing for this consultation, but no tax return will be prepared unless an agreement is met. The issues to be discussed are as follows: 1. John Smith tax issues: a. How is the $300,000 treated for purposes of Federal tax income? b. How is the $25,000 treated for purposes of Federal tax income? c. What is your determination regarding reducing the taxable amount of income for both (a) and (b) above? 2. Jane Smith tax issues: a. What are the different tax consequences between paying down the mortgage (debt) and assuming a new mortgage (debt) for Federal income tax purposes? b. Can John and Jane Smith utilize a 1031 tax exchange to buy a more expensive house using additional money from John’s case? c. Does Jane have a business or hobby? Why is this distinction important? d. Would Jane (and John) realize better tax benefits if she had a separate business for her jewelry making activities? e. What tax benefits would John realize if he invested $15,000 in Jane’s jewelry making? f. Can Jane depreciate her vehicle or jewelry making equipment? How? 3. John and Jane Smith tax issue:......

Words: 1882 - Pages: 8

You Decide-Week 3

...Singstealer has the right of the copyright song and demands fees from the restaurant. He is also not working and the fees from the song are his only income. Mr. Joe is a customer for Bistro restaurant and he loves the food because it is good. His mother sung “Happy Birthday” every year to him, and he also sings the song to his children. Mr. Bandleader has made profit for over 20 years using his own version to the Happy Birthday song, while Mr. Singstealer has made no profits. Issues at Rise: • Is singing a “Happy Birthday” song in public restaurant violate a copyrights? • Bobby’s own version of the classic “Happy Birthday to You” uses the same tune, but somewhat different wording than does the original song. • Should Bobby Bandleader be entitled to paying Mr. Singstealer a 1 million payout due to abusing copyright laws against “Happy Birthday to You song?” Legal Concepts: It states in accordance with title 17 of the United States Code 101, “Musical works, including any accompanying words are protected within the copyright law”. The law goes on saying “The copyright in a compilation or derivative work extends only to the material contributed by the author of such work”. With these two basic rules in mind in order to come to a resolution I would have to compare both Mr. Bandleader and Mr. Singstealer’s versions of the song to determine how much material within the infringing song was contributed by the copyrighted material. As an arbitrator in charge of resolving......

Words: 598 - Pages: 3